Last updated: 1 July 2026

These terms and conditions (the "Terms of Use") apply to your access to and use of the investor platform (the "Platform") provided by TIDA Limited (company number 16393156) ("TIDA", "we" or "us") and any investments you make through the Platform.

The Platform provides Investors with (i) details of potential alternative asset investment opportunities (each an "Investment Opportunity"); and (ii) details of an Investor's existing investments made through TIDA ("Investments"), including access to transaction updates, statements and transaction documents. Investment Opportunities are only available once you have been accepted by TIDA as an Investor.

If you do not accept these Terms of Use, you must refrain from using the Platform. If you continue to use the Platform, you will be deemed to have accepted these Terms of Use. We may amend these Terms of Use at any time (for example, as a result of changes to our business or legal requirements), and such amendments will become effective immediately upon the amended Terms of Use being posted on the Platform. Any use of the Platform by you after amended Terms of Use have been posted will be deemed acceptance by you of the amended Terms of Use.

We reserve the right to terminate your ability to access the Platform if you breach these Terms of Use.

1. Becoming an Investor

1.1. Investment Opportunities are only available to persons who fall within certain categories, being:

1.1.1. investment professionals, as defined for the purposes of article 19 of the Financial Services and Markets Act 2000 (Financial Promotions) Order 2005 ("FPO");

1.1.2. entities of any kind qualified by the various provisions of article 49 FPO;

1.1.3. the director, officer or employee of any person in (1.1.1) or (1.1.2) above who is responsible for that entity's investments and is approached in that capacity;

1.1.4. a certified high net worth individual for the purposes of article 48 FPO; or

1.1.5. a certified or self-certified sophisticated investor for the purposes of articles 50 or 50A FPO.

1.2. In order to access the Platform and participate in Investment Opportunities, you will need to apply to join and be approved by TIDA as an investor. Once approved, you will become an "Investor" for the purposes of these Terms of Use.

1.3. The TIDA approval process includes you completing our anti-money laundering and client onboarding process, including identity verification and, where applicable, source of funds/wealth checks. We reserve the right to reject applications on such grounds as we see fit, including, without limitation, your knowledge and understanding of investing, your financial status, or the jurisdiction in which you live or are a citizen. We may also suspend your Investor status at any time if we believe it is appropriate in order to comply with our legal or regulatory obligations.

1.4. You are responsible for all activity on the Platform by anyone using your account. If you authorise an agent, family member or employee to use your Platform account, you will be responsible for their activity on the Platform. Any breach of security, loss, theft or unauthorised use of your security details must be notified to us immediately. We reserve the right not to act on your instructions where we suspect that the person logged into your Platform account is not you, or we suspect illegal or fraudulent activity or unauthorised use.

1.5. You should be aware that access to the Financial Ombudsman Service and the Financial Services Compensation Scheme in relation to an Investment will depend on the nature of that Investment and the regulatory status of the relevant issuer or counterparty. Where no such protection applies, this will be made clear in the relevant investment materials.

2. Investment Opportunities

2.1. You shall not use any information contained on the Platform in relation to an Investment Opportunity except for the purposes of considering that Investment Opportunity. You may not use, reproduce, modify or distribute any content contained on the Platform for (i) any commercial purpose, (ii) in any way that might compete with or cause detriment to TIDA's business, or (iii) for any purpose which is unlawful.

2.2. Any information contained on the Platform in relation to an Investment Opportunity or an existing Investment is confidential and must not be disclosed or distributed to any third party except with TIDA's prior written consent. You may, however, disclose such information to your external advisers (including, without limitation, your accountant, solicitor or financial adviser) on a confidential basis and for the purpose of advising you on that Investment Opportunity or Investment only.

2.3. We do not provide investment advice, legal advice or tax advice, and we will not assess the suitability of an Investment in the context of any Investor's personal circumstances. You are responsible for making your own investment decisions and should seek independent professional advice where required.

2.4. No representation is made by TIDA as to the accuracy or completeness of any information on the Platform. Alternative asset investments carry risk, including the risk of loss of capital and illiquidity; you should not invest unless you understand and accept these risks.

3. Making an Investment

3.1. If you wish to participate in an Investment Opportunity, you will need to express your interest by specifying the size of the Investment you wish to make, using the guidance on the Platform to do so.

3.2. Whether we choose to accept your application to invest is at TIDA's absolute discretion. For example, we may reject your application because the Investment Opportunity is over-subscribed or no longer available.

3.3. If we accept your application to invest in an Investment Opportunity, we will provide you with payment details and any further information on that Investment Opportunity as and when available, together with any procedures required to complete the Investment.

3.4. Further terms and conditions may apply to particular Investment Opportunities, and these will be notified to you in the relevant investment materials.

4. Selling an Investment

4.1. There is no established secondary market for Investments made available through the Platform, and you should expect to hold your Investment until the relevant maturity, redemption or exit event for that Investment, or longer in the event that this is extended in accordance with the terms of that Investment.

4.2. If you find a buyer for one of your Investments, you may sell it through us by providing us with details of the buyer. The buyer must also be registered as a TIDA Investor in order for the Investment to be transferred to them.

4.3. We may (but are not required to) make an area of the Platform available to assist Investors in buying and selling Investments amongst themselves.

4.4. Any payment made in connection with the transfer of Investments between Investors must be made through the relevant account nominated by TIDA for that Investment.

4.5. We may charge fees for facilitating and registering transfers of Investments between Investors. Any fees will be notified to you in advance of completion of the transfer of an Investment.

5. Copyright and Trade Marks

5.1. TIDA owns all present and future copyright, registered and unregistered trade marks, design rights, unregistered designs, database rights and all other present and future intellectual property rights existing in or relating to the Platform.

5.2. If and to the extent that any such intellectual property rights vest in you by operation of law or otherwise, you agree to do any and all such acts and execute any and all such documents as we may reasonably request in order to assign such intellectual property rights back to us.

6. Cookies and Privacy

6.1. Please refer to our cookies policy and privacy policy, which apply to your use of both our website and the Platform.

7. Liability

7.1. You shall be liable to us for any loss or damage suffered by us as a result of any breach of these Terms of Use or the terms of any Investment you make.

7.2. We shall not be liable to you for any loss or damage which you may suffer as a result of using the Platform, being an Investor, or participating in an Investment, except where such loss or damage was caused by our gross negligence, wilful default or fraud. We are not responsible for any breach of these Terms of Use which arises from circumstances outside our reasonable control. Our total liability to you shall not in any event exceed the amount of money you have invested in the particular Investment giving rise to the liability.

7.3. Nothing in these Terms of Use shall limit our liability for matters where liability cannot be excluded by law.

8. General

8.1. If any provision of these Terms of Use is found to be invalid, illegal or unenforceable under the laws of any jurisdiction, this shall not affect the validity, legality or enforceability of the remaining provisions of these Terms of Use, which shall (where possible) continue in full force and effect.

8.2. You may not assign, transfer or otherwise dispose of any of your rights and obligations under these Terms of Use. We are free to assign, transfer or otherwise dispose of any of our rights and obligations under these Terms of Use, but shall notify you in advance if the proposed transferee is not a member of the TIDA group.

8.3. No delay or failure to exercise any right or remedy by us under these Terms of Use shall operate as a waiver of that right or remedy. No single or partial exercise of any right or remedy by us under these Terms of Use shall prevent any further exercise of that right or remedy.

8.4. A person who is not a party to these Terms of Use cannot enforce or enjoy the benefit of any of these Terms of Use under the Contracts (Rights of Third Parties) Act 1999.

8.5. Each notice given to you under or in connection with these Terms of Use shall be in writing and delivered to you by email, to the email address your Platform account is registered with. Any notice given to us under or in connection with these Terms of Use shall be in writing and sent by post to TIDA Limited, Springfield Cottage, Ford Road, Woking, GU24 9EL, or by email to support@tida.uk.

8.6. These Terms of Use are governed by the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction over any dispute or claim arising out of or in connection with these Terms of Use.

TIDA Limited is registered in England and Wales at Springfield Cottage, Ford Road, Woking, GU24 9EL (Company No. 16393156).
Email: support@tida.uk

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